Author: Bradley Kallas

When you think about buying something on credit, what are you really buying it with? Well, in all actuality, you’re buying on the basis on of your good name. In some ways, it’s a monetary measurement of the value of your integrity. You build up this name with a history of paying your bills and any previous loans on time—or even early.

When you think of the ‘good old days’, this was even more the case than it is today. People would regularly have a running tab at the local grocery store, paying it off on a monthly basis. Why did little stores and shops do this? Well, because they knew Mr. and Mrs. Jones—-they went to church with them, their kids attended school together, and they might have even been their neighbors down the street. It was a financial decision that said, “I trust these people because I know who they are, their values, and because I have a personal relationship with them. I’m willing to bet my own financial well-being in favor of that person’s reputation.” That was the way it was done then. People had an innate trust for one another.

If you ever watched Little House on the Prairie, this was the model of payment whenever you saw the Ingalls clan walk into Oleson’s Mercantile. Many times there wouldn’t be a payment at the point of sale. They would just charge it to their name. I don’t think people thought much about it then. People truly traded on the basis of their good name. I suppose it was even a point of pride, where their reputation in the community was something that gave them a feeling of fulfillment.
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Today it’s a little different. If we walk into a store, asking them to start a charge account in our name, they would just disappear behind the counter after falling down from laughter. No, today our good name is measured by one of three credit reporting agencies, reflected in the form of numbers ranging from 300 to 850. Our reputation, credit-wise, is reflected in these three little digits. Store managers don’t care anymore if you know Uncle Joe, or play golf with their dad.

If you want credit now days, you get a credit card. They are, of course, not as friendly about it. Missed and late payments are met with heavy interest charges and fees, instead of a ‘Don’t-worry about-it-I’m-sure-you’ll-pay-it-off-when-you-can’ kind of reaction. But whether it’s today, or the 1880’s, our name has meaning. It stands for something. We trade on our name every day. And having a good name shouldn’t be underestimated.

…Let’s go deeper

Each day a gift, 

None like the other, 

Kind of like a snowflake, 

Each one has a brother,

 

What I do each day,

Runs into the next,

like a page in a book,

It doesn’t run out of text,

 

The thoughts I have now,

compel me to wonder,

In doing what I know,

maybe I can put under,

 

These doubts that I have, 

which keep me from acting,

in each little way,

that seems so exacting,

 

To live the life, 

I’m meant to live—

What I’m meant to do—

something I have to give,

 

It’s now that I see,
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what I was given,

only comes out,

When I’m really livin’,

 

Each day I enjoy,

I can now see,    

all that I have,

isn’t meant for just me,

 

Here the truth is:

this life that I live—

The real gift I have,

is the one that I give.

 

 

This poem is a good illustration of how I have slowly come to understand each day that I have. Each day truly is a gift. We take these days we have here for granted many times. Maybe it’s just a part of human nature. Maybe it’s a part of our entitlement-minded culture. We just think that we deserve things instead of looking at them with humble gratitude.

 

Each day is full of new opportunities. It takes vision to see them. It takes courage to act on them. Think of the start of every day as a fresh canvas. Sometimes the abundance of opportunities is, in itself, overwhelming. But rather than something to fear, it’s something to embrace. The things that hold us back, like doubt and fear, are only a barrier of perception. Those barriers are there because we allow them to remain. But what if we just moved past them?

 

It’s really the full out life that makes a mark. Something we find to be true is that when we get out of the way of our own selves it’s not as difficult as we make it out to be. It’s also with a heart of gratitude that we begin to reach out to other people. Being blessed makes you want to bless those around you. That’s the mark of a truly gifted life.

 

That gift that I hold onto—it’s a blessing to me, but if I also give it out to others it becomes a gift to them as well. It’s a gift that spreads. And in that way, it becomes a blessing to so many others. That’s why the real gift is the one that I give.

 

…Let’s go deeper

The dilution of any strong substance tends to lead to its ineffectiveness. It just tends to be the way of things. Those chemicals we dilute become entirely something other than what they were. Mix bleach with enough water and it’s no longer bleach. You certainly couldn’t use it to return a stained garment to its original state of white.

It can be tempting to temper your message to the audience. It’s just not amenable to the masses if you take a hardline stance on things. A groundswell of support doesn’t usually come from an absolute statement. I suppose that’s why politicians find direct statements on any topic unsavory. Best to just equivocate and not give any indication where you really stand in order to not offend the wrong groups.

This has actually been the model of the Federal Reserve—and was especially under the tenure of Alan Greenspan—to not give an explicit indication of which way interest rates were heading so as not to disturb the markets. Just be as ambiguous as possible, then no one would really know what you mean. People left FOMC meetings wondering, “What was he saying? Was he saying that interest rates will go up or down—the economy is good or bad—possibly that NASA has discovered a colony of aliens living on the surface of the moon? I’m not sure what he was saying, if he was saying anything at all. He sure said a lot, but also said nothing.” I suppose that’s fine when your intention is, in fact, to not have much of an impact on anything. To be fair, the Federal Reserve isn’t supposed to be there to drive change, but to manage any change the best they can. Theirs isn’t meant to be a message of impact, but rather an ambiguous leading indicator….maybe….possibly….if you can decipher it.
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As funny as that may seem, there are times when a direct message of clarity is called for. It’s the times when things are tending to sway or swerve in the wrong direction. It’s the times when a standard has to be reaffirmed because, as far as you can tell, there is hardly any standard left at all. It’s the times when a message of tolerance has blurred the true meaning of tolerance. You no longer just tolerate people, but the people who carry and espouse ideas which run contrary to logic, and what used to be universally recognized states of moral behavior.

It’s these times where an undiluted message of moral clarity is not only what’s needed, but required in order to make an impact. Someone with the courage to make a statement of truth on something that doesn’t compromise in the face of opposition. Those messages that declare what truth is are like the bleach that comes direct from the bottle: undiluted, truth-revealing, and powerful enough to change anything it comes into contact with.

…Let’s go deeper

 

Never underestimate the importance of a climate. What do I mean? Well, if you think about it, nothing grows very well outside of its proper climate. Palm trees don’t grow in the frigid northern temperatures, and neither do evergreens grow in the Tropics. Each flourishes in the climate that promotes its own growth. And it’s not that some things can’t grow in a hostile environment, it’s just that it makes growth that much more difficult.

When something has to live in an environment hostile to its own existence, it has a way of stunting its growth, and even in extreme circumstances, making it an unlivable situation. Of course, this is just a metaphor for life. I’m not really talking about trees, or a literal climate. I’m talking about the type of environment we live in as people. For us, as individuals, our environment includes the people we have around us, the culture, our own individual thought processes, and the spiritual environment. Those things will either help or hinder our growth and development as individual people.

If we cultivate a positive environment in our home, and in our personal lives, it will definitely have an effect on who we become. Other positive people help you to also remain positive. Likewise, other negative people can promote a cycle of negativity in you. It’s kind of like the lens you see everything else through. Other people’s opinions can have a way of coloring your own. If they start saying negative things about my car, then I start to think negative things about my car. And if they say them long enough, then I start to believe them. Pretty soon, I don’t even like my car and want to put it up for sale.
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Of course, that’s just my car. What about negative things people might start to say about me? Those things can have profound effects on how I see myself. That’s why having those people around that believe in you can be so vital. No one forms their persona in a vacuum. No matter who we are, those people in places of influence around us have an effect on our self-image. Being secure in ourselves starts with having those around us who make us feel secure. And deep-seated insecurity often starts at a young age by slights when we are the most vulnerable.

Finally, that environment that promotes peace, joy, and contentment is the one we all strive to live in. There’s something about that type of environment that we can’t quite put our finger on. It transcends our human understanding in natural terms. This climate is one where you know when you are in it, and you know when you’re not. It’s something you can discern regardless of outside metrics. You know it inside of you. It’s this climate—it really starts here—that can be the determinant and guiding force for all the other types of climates we live in and makes all the difference.

…Let’s go deeper

I believe there’s a misconception about depression. I think many people that haven’t had to deal with depression tend to think of it as an emotional state—as a depressed state of mood. If they hear about somebody dealing with depression they think about the times when they were down or discouraged about something. They relate it to what they’ve been through, themselves, and think, “Oh, I know what that’s like.” And that’s understandable. A person tries to relate to other people by comparing their own experience to that of others. But in this instance—as far as a clinical state of depression—it’s not an accurate understanding or description of it. This goes beyond mere emotional experiences and has a more fundamental root in a person’s biology and brain chemistry.

Something about depression that’s difficult to grasp from the outside is that you can’t just get someone to snap out of it. For instance, you can’t take them to an amusement park, having a down and dejected person at the ticket booth, and then 4 hours later expect to exit the park with a completely transformed and happy individual. It doesn’t quite work that way. The reason being that they aren’t feeling down about something so much as they are just not feeling much of anything. It’s a condition known as anhedonia. It’s a state of being defined as ‘an inability to find enjoyment from activities that were once found to be enjoyable’. So, they may have used to enjoy biking or football. But, no more. Now it has turned into a mundane and ordinary activity. In essence, life has lost its flavor.

This can be a frustrating experience, not only for those going through it, but also those people around them who care about them. It’s this lack of understanding that can sometimes lead to a ‘disconnect’ and make the depressed person feel even more isolated. And that’s really what depression does: it isolates you from everything. You don’t just lack a connection with those things you once enjoyed, but also with the people who love and care for you. That’s what makes it so challenging.
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The difficult thing about this being that you can try as hard as you can to get out of it, but you somehow end up feeling like you’re climbing your way out of a hole with nothing but a greased rope. As hard as you may try, you find yourself going nowhere. You would love to feel something, but you can’t make yourself feel anything. Certainly, sometimes the causes for this can begin from an emotional state. But the effects are much more profound.

This hopeless feeling you have can only add to your frustration. But you have to remember to step outside of your situation for just a bit. If you find yourself in this depressed state, you have to remember—it hasn’t always been that way. And if it hasn’t always been that way, then you can be hopeful that it won’t remain that way. It will get better if you just don’t give up.

…Let’s go deeper

 

Art and science are really two different ways of relating to the same things. A scientist looks at an object and immediately wants to figure out the dimensions, the chemical composition, or the mass of the object. An artist looks at the same object and immediately notices the color, the shape, and how it all blends together into an aesthetically pleasing element. On the face of it, it would seem that these two viewpoints are at odds. They are two entirely different ways of relating to something. But many times the collaboration of the two is what it takes to bring about a completed work.

If you think about some of the greatest scientists in history, it’s interesting to note that some of them were also the greatest artists. Galileo was not only known for his mapping of the stars, observations on physics, and mathematics, but also his art. He even became an instructor in fine arts at the local academy in Florence, Italy. Filippo Brunelleschi, another (maybe less well-known) artist/scientist, was known for his development of linear perspective in painting. Also, probably most recognized, was his awe-inspiring dome in Florence, Italy (Brunelleschi’s Dome). It was known for not only its sheer size, but also its shape, which seemed to defy gravity. It was, in fact, his knowledge of both art and science that inspired his construction of this dome. And due to his knowledge of both, it still stands today.

Art and science, we find, rather than two components working at odds to one another, are actually both working together in a symbiotic relationship to forge a stable and, yet, visually pleasing design. Architecture is probably one of the greatest examples of that. Architecture is, in fact, is a melding together of both art and science. It’s neither, solely, an art or a science—it’s both. These aspects that make it a challenging and demanding pursuit are also what produce such amazing, but useful, results. Architects aren’t just one thing. They can’t be put into a box because they are many things all at once. As many irons as they have in the fire, and as many aspects as they have to consider, it all has to come together in the end to create a cohesive work. In the end, it all has to make sense.
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Maybe that’s what art and science do together: they make sense of the world. There’s something about when everything comes together and you can’t fully describe it. There’s a feeling of completion and satisfaction when a project has been stamped by that final seal of approval in your heart. You can’t fully describe, in terms of art, the reason it works, and you can’t fully describe, in terms of science, the reason it works. You just know that it works even though you don’t fully know why it works. That’s just how art and science work together. It’s two known quantities that—added together—result in an unknown quantity.

…Let’s go deeper

Walking a lonely path doesn’t make it wrong. In fact, that may be what makes it right. Truth isn’t truth because a bunch of people got together and decided on it. Truth is truth regardless. We don’t choose what truth is. We only choose whether or not we follow the truth.

It can be really tempting to think in terms of ‘majority rules’. We easily get into that mode of thinking when we live in a representative democracy. We also begin to think that since the majority gets to decide, that the majority is always right. Not so. There can be a number of things that a majority of people can be wrong about. In a democracy it just means that the people generally govern themselves instead of one person—as in a king or dictator. But that doesn’t make the majority right. A large segment of the public can lead a nation off a cliff just as easily as one person can. It just means more people are to blame for it. As they go off that cliff, they have to admit that they are the ones culpable in it.

It’s the lone person, or the few in this case, that can face the most resistance. The temptation to follow the crowd can be pretty strong. It’s not a force to underestimate. Most people want to be liked. Most people want to fit in. But that’s partly what makes getting a group of people together to decide on something so dangerous. Are those people voting with the crowd because they agree with it, or because they just don’t want to stand out? It can take a considerable amount of courage to do that. But when you weigh the negatives, it’s much better to stand for what you know to be true. You don’t live for the approval of other people. At least if you’re rooted in truth, you have something to be anchored to. Going with the crowd just anchors you to other people. That crowd can change, and be wrong. So, basically, you’re anchored to nothing.
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There is a truth, regardless of what we decide, that exists outside of us and that we can stand upon. It can give us confidence and embolden us to stand firm in the face of opposition. Though we may have to go against the tide, we know that the tide can’t overwhelm us because we have the truth on our side.

As a community, being the sole determinants of our own fate can be a bit of a double-edged sword. You get used to thinking that since you are the only one that determines your fate that you’re the only one that has a right to. But it’s not a people governing themselves that makes it so great. It’s a self-governing people realizing and agreeing that there is a standard outside of themselves that makes it great. For a majority, no matter how ubiquitous, can be on the side of wrong; One lone person on the side of truth, no matter the force of opposition, can’t be made to be wrong.

…Let’s go deeper

Nothing’s worse than getting excited about the wrong things. What do I mean? Well, many times we find that we’re very enthusiastic and committed to something only to find out that it wasn’t a legitimate enterprise. And it’s usually the latest and greatest thing to come along in a while. Everybody wants in and there’s a big stampede to the front door.

I imagine that was the case in the 1920’s when everybody and their dog was invested in the Stock Market. In fact, some people probably were invested in under their dog’s names—as reckless and shady as things were. It was like the Wild Wild West, only in stocks: highly unregulated, and fastest gun wins.

If you know anything about the Stock Market during this time period, you know that it was the hottest ticket in town. That’s why they now call it ‘The Roaring 20’s’. The economy was booming and the Stock Market seemed to take that ride along with it. It was kind of the new novel thing to do: invest a little money in some companies and then cash out to make some quick money. But now it was so enticing that everyone was getting in. It wasn’t just the professional Wall Street brokers any more. Now, it was just the average ‘joe’ on the street who wanted in on the action. You’ve probably heard stories of shoe shine guys giving stock tips while unwittingly shining the shoes of a professional broker. I bet the broker getting his shoes shined started to wonder if he was in the wrong business. He probably left there thinking, “Well, the public doesn’t need me anymore. They can just come and get stock tips from this guy for the cost of a shoe shine.”
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Of course, the problem being that the shoe shine guy didn’t really know what he was talking about. He might have had a lot of tips on different stocks, but he probably didn’t have many— or any for that matter—that had been researched. He was just acting on rumors and supposition and whatever was the latest trend of the day. But anybody who knows anything about investing knows that one of the worst things you can do is follow the crowd. Because even if it is a hot stock, not only will you be late getting in, you will also be too late getting out. And, of course, that was the fate of many of the people who got caught up in this frenzy. We only need to read the history books to see how that decade ended.

In all actuality, what many of these people were doing, more than anything, would be more aptly described as gambling. They weren’t really making informed decisions on what they were investing in. They were enthusiastic, sure. But unless that enthusiasm is based on knowledge, it’s not going to end up very well. In fact, our enthusiasm not based on knowledge can leave us very disappointed.

…Let’s go deeper

Have you ever used that tool you learned from Sesame Street where you eliminate the one thing that doesn’t belong in a series? I have actually found that to be a useful tool. I still use that concept today. I have carried it well into my adult years. It’s funny to think such a simple tool can be useful at this stage in my life. You tend to think that the older you get the more complex your problems become. Therefore, the tools you use to solve them become more complex. But not always. Sometimes those simple things remain just as useful, regardless of age.

To be honest, the process of elimination has helped me the most in situations where I felt like I didn’t know what I was doing. This is even the case sometimes at my work. If the answer isn’t clear by any other metric, sometimes I just have to go through and find out what doesn’t seem to fit. In the work that I do in a mainframe environment, the jobs running on the mainframe run in something called JCL (Job Control Language). When these jobs don’t run correctly, we have to look at the lines within the job to see what went wrong. Sometimes the answer is clear, but sometimes it’s not. That’s when I just look for something that doesn’t look quite right. I’d like to make it sound more technical than it is, but really, when it gets to this point it’s no more complicated than that concept from Sesame Street: Just look for what doesn’t belong.

You’d think the simplicity of that thought process would eventually find an environment where it’s not applicable. But really, I can’t think of an area of life where you can’t use this concept. I know it was certainly helpful in all of the multiple choice tests I have taken over the years—especially if I had no clue what the correct answer was. That’s kind of where multiple choice questions worked in your favor. You still had a 25 percent chance of getting the answer right, even if you just guessed. However, guessing in an essay form test can be a bit more catastrophic. You’re kind of out there working without a net. You could just go through writing a bunch of nonsense, but the teacher would soon discover that this was an area of subject you had failed to grasp—or study.
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I have to admit, my use of the process of elimination doesn’t reflect my great knowledge about a certain topic. Rather, it happens because of my lack of knowledge on that topic. But while I may lack knowledge on that thing, I can always use wisdom in applying this simple tool to the circumstance at hand. Sometimes when I reach the end of my own collective knowledge, all I have to do is go back and remember what I learned on Sesame Street.

…Let’s go deeper

Answers don’t come quickly. At least, not always. Solutions to most problems require being sought out and discovered through research and study and contemplation. That’s the problem we usually run into: Our mindset in this modern day just isn’t geared in that direction. We like our answers the way we like our food: fast, with extra ketchup and a medium Coke. Unfortunately, those quick answers are about as good for us as that drive-thru window meal.

Something that we miss in pursuing quick answers—besides the joy of discovery—is that the quick answers aren’t really that satisfying. Like a burger and fries, they provide the immediate sustenance, but don’t have a lot of long-term value. And if it’s a quick answer, but not a long-term solution, it might also provide a little indigestion. Sometimes we come up with answers of our own instead of waiting on what might be the wise decision. We might have an imminent need—like a broken down washer or car repair—but instead of waiting a little for the funds to build up in our bank account we use our credit card. Now, that’s a solution that can cause some indigestion: i.e. interest payments.

These quick solutions; they’re tempting. If I can have a band-aid solution now or a permanent surgery in a few months, which is better? Well, a band-aid probably isn’t going to fully solve something that actually requires surgery. That’s the thing about those quick solutions: they tend to just cover up the real problem. The use of our credit card might just be covering up the problem we have with money management skills. Of course, it could just be a lack of cash flow, which I understand. But even in that case, the credit card probably isn’t the best solution for the long-term.
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It can even be panic that drive us to these solutions. We honestly aren’t looking for the easy way out but, because we feel like our back is against the wall, we look for the quick answer. And it’s the panic that can sometimes be our worst enemy. We feel we have no choice, so we go with that answer that’s right in front of us. Many times if we’ll just take the time to consider the possibilities, we can find a way for us to come out of the other side of that problem in a little better standing.

We can sometimes get rid of the pain right now. Or, we can go through a little pain for a while in order to get rid of the pain completely later on. Sometimes we need to ride out the roiling seas of a tempestuous storm rather than take the ship straight back to shore. The pertinent question for me to ask is: How can I come out of this so that it places me in the best circumstance on the other side? And like avoiding that fast food meal—how can I do it with the least amount of indigestion?

…Let’s go deeper