Money is necessary. Money is needed. Money is an essential component of our everyday lives. It’s funny how we have to spend all of our lives pursuing money, while at the same time, pretend like we’re not pursuing money. We seem to feel conflicted about it. It’s like we have a love-hate relationship with money. Chase after too much of it, you’re labeled as greedy; chase after too little of it, you’re living in your parents basement and working at Starbucks. It’s something we’re all looking to gain more of, but society frowns upon when we have it. So, what are we supposed to do with money?
As the saying goes, “Money makes the world go around”. This is actually true, in a sense. It’s an essential part of our economy. Without money, our economy would grind to a halt. We have it invested in our 401K plans at work, in individual stocks in the market, and most generally, in our homes that we live in every day. Our jobs are just a medium through which we feed these investment animals. These monsters eat up as much of it as they can and do us the courtesy of letting us live off the rest. And the goal is always to maximize returns and minimize losses. A pretty understandable goal.
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As we go along in this mad race for financial gain, it’s not just the look of disgust cast by others that fuels this conflict we have. We also have our own sense of guilt about it. We want to have the freedom to better our situation without feeling like we’re money-grubbing robber barons. We get this picture in our minds of being like Mr. Potter from the movie, It’s a Wonderful Life. He played the evil villain who tried to gain as much wealth as he could at everyone else’s expense. As soon as we get on the track to financial success we can easily start to wonder if we’ve become like this guy sitting behind his desk, smoking a cigar, and laughing uncontrollably as he counts his pile of cash. Our mind shudders at the thought and we immediately draw back. We think to ourselves, “Living a life of poverty is better than being like that guy”. Definitely true. Pursuing wealth at the expense of everything else would inevitably lead to an empty life. But even the consummate good guy, George Bailey, wanted money, and even needed money (the 8000 dollars to keep his Building and Loan going).
But how do we resolve this? I think what gets lost in this conflict we have with money is the real issue at hand. What feeds this conflict is a misunderstanding of our relationship to money. Neither the pursuit of money, or lack, thereof, is right. It’s our relationship to it that matters. The challenge isn’t in pursuing more money, or less money. It’s in the condition of my heart while I pursue those things. If I make those things my be-all and end-all, then I don’t have a right relationship to money. If I realize that money is just a tool—a vehicle—that can be used for good purposes, and that I’m pursuing money with those truly important components of life as my ultimate goal—and consideration for others—then my relationship to money is a healthy one. It’s not that money doesn’t matter. It matters. It’s just a matter of ‘why’ it matters.