If you were to rank our problems in order, according to the most common, I’m sure money problems would rank at or near the top. When we’re not making money, we’re trying to figure out other ways to make more of it, or spend less, or budget better. The subject of money probably takes up more of our time than we care to admit. And it’s not a subject to be taken lightly; it can have great ramifications for our lives and the direction we’re headed. I wouldn’t disparage anyone for taking money seriously. But I will say this one thing: money problems are never money problems.
If that takes you by surprise, I get it. It’s easy to be hypnotized by the allure of cash. Money creates such a convincing smokescreen that it’s easy to begin thinking that your lack of money can easily be solved by a large influx of more of it. Lotteries and casinos largely operate under this notion. The thinking goes “If I just had a few more dollars, my problems would be solved.” I know, seems to make sense, doesn’t it? Only, what the casinos and lotteries know is that those few more dollars have a much greater chance of becoming theirs instead of yours. Funny how they never advertise that.
Anyway, part of the problem with money is knowing how to manage it. They didn’t teach that class in high school, although they probably should have. Money is a tool and placing it in the hands of someone who can’t manage it is like tossing it into a wood chipper, and just about as useful—another reason why lotteries and casinos are a bad bet. Because if you’ve never had to go through the pain of acquiring the money—and it’s granted in one fell swoop—you’ve never had to go through the struggles of learning how to manage it. That’s why people who have built a business or some great institution are successful—because they know what they’ve been through to get it, so they know how valuable it is.
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But granted that you don’t play lotteries or even go to the casino, why doesn’t that pursuit of more by the usual means seem to take care of the issue? If I just work a bit more overtime, or get a raise, or even a better job, why does the money problem never seem to go away? Once I spackle that hole in my financial wall with a bit more cash, problem solved, right? It seems it’s the axiom of personal finances that even when we make more, we’re even better at spending it. But it’s clear a money problem is just a symptom of some other kind of problem. These problems just manifest in the form of money. Getting more money, in whatever way, may bring some relief; you may have paid off all your bills, but that was never your problem to begin with. Those were just a symptom of a much greater issue. You may have a lack of discipline problem, a lack of imagination problem, a lack of motivation problem, a lack of perception problem, or even…dare I say it…a greed problem. Your problem may be all, or one of these things, but I would guess it’s not likely a money problem.
Maybe finding this out makes you mad, or you find it enlightening, or you may just be perplexed by it. Whatever your reaction, I will just say it again: Don’t fall into the trap of thinking that your problems will be solved with more money. After all, that famous rapper probably said it best: “Mo’ money, mo’ problems.”
Mr. Kallas (Brad), I read your blog and I have to tell you how proud of you I am. Your words hit between the eyes but in a compassionate way. I shouldn’t be surprised because you have always been a true Gentleman. Continue to let the Holy Spirit lead you.
Blessings,
Bob Lamont
Bob, thanks so much for the comment. Great to hear from you. I’m glad you’re reading and that it spoke to you. I always prefer to speak with that gentle nudge rather than a swift kick. Glad you took it in the right way.